The Chola Smart Sales platform (often referred to in sales contexts as "LEAP" within the Murugappa Group's Cholamandalam divisions) is an internal lead management application designed to streamline the field team's efficiency. It is primarily used by executives and managers of the Murugappa Group—specifically Chola MS General Insurance and Cholamandalam Investment and Finance—to track leads, manage follow-ups, and monitor real-time loan or policy status. Key Features of Chola Smart Sales
Improving NPA Levels: Gross Non-Performing Assets (GNPA) under RBI norms were 3.97% as of March 2025, while Net NPA (NNPA) stood at 2.63%. leap chola murugappa sales
Vehicle Finance (VF): The largest segment, focusing on commercial vehicles, cars, tractors, and two-wheelers. The Chola Smart Sales platform (often referred to