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Preferred Rate, a division of American Pacific Mortgage, provides a range of residential loan products including conventional, government-backed, and jumbo loans. Operating with a local focus, the lender is recognized for efficient closing processes, strong communication, and transparent service. For more information, visit PreferredRate.com.

• High interest rates offered to subprime borrowers.
• Receiving calls/emails from multiple lenders after applying.
• Not qualifying for the "preferred rate" advertised.

Industry Awards: Recognized by various publications as a Top Military Lender (NMP), a Top 100 Mortgage Company (Mortgage Executive), and a 5-Star Lender (Mortgage Professional America). Customer Feedback preferredratecom

Our process is simple and straightforward: Preferred Rate, a division of American Pacific Mortgage,

Preferred Rate is a retail mortgage lender focused on personalized, human-centric service, emphasizing individualized support from loan officers for homebuyers. The company distinguishes itself through high accessibility and proactive communication to guide clients through complex loan processes. For more details, visit Preferred Rate Preferred Rate AI responses may include mistakes. Learn more David Geiger - Preferred Rate High interest rates offered to subprime borrowers

Can I get a loan if I am unemployed?

Generally, no. Lenders require proof of income. However, if you receive Social Security disability, alimony, or a pension, that counts as income. You must disclose this on the form.